Monthly Archives: June 2010

Are You Looking For Business Grants For Women?

Are You Looking For Business Grants For Women?

There are thousands of people who start a new business every year and you will also be surprise to hear that nearly half of the businesses started are by the women. You would also be surprised to hear that women are nearly 75 percent more likely to start a successful business than compared to men and it would make sense when you start thinking about it.

In the United States the women are the largest voting group which means that if the government wants to stay in power they will have to provide what the women want. Providing grants and loans to the women in United States has been the best way for these female entrepreneurs who wish to succeed in business.

Business Funds for Women

Most of the women seem to have a presumption that when they need to start up a business they are not many options when it comes to funding their new business. However the United States government would certainly seem to be like the last organization through which the females can get their business running on its feet. Therefore there are a number of entrepreneurs and not just women who run into financial problems through credit cards, personal loans and through high interest deals which are not worth availing.

The US government has actually set aside billions of dollars from their budget in order to satisfy the needs of thousand of people every year. This is rather not a small number and there are nearly 500,000 women who use these US government grants every year and they are also aware about the impact that these government grants have on their business.

 Process for Women Business Grants

When you apply for any business loan that requires you to have some of your pervious business credit report to be offered but in case of a US business grant for women there is not need for an any credit report. The women can easily avail business grants through the US government just by providing a list of their financial goals and business to the government grant office. When the grant application has been offered and is approved by the government office the forwarding process of the goals that are mentioned would be suffice to the grant lender for their lifetime. The US government grant for women is rather a very simple process which does not require any complications and confusion that a business loan includes when providing a loan to female entrepreneur.

Using Business Grants

The business grants offered to women in United States can also be used for different business expenses. Most of the businesses would require an office either own or on rent and you can use these government women business grants for the purpose. The salaries for your employees can also be drawn from the grants for women including the overhead expense. Apart from this the business grants offered by US government can also be used not just to start up a new business but can also be used to purchase or to expand the existing business.

Minority Grants

John Goldman is one of the foremost advisors in matters relating to Government Grants and Financial Aid. To learn more about government grants and how to apply for them visit the Government Grant USA website

Minority Grants – Introduction

Minority Grants – Introduction

Let me show you how to get ,000 Free Government Grant from the US Government as little as 7 days.

The government has been performing it’s responsibility to give back to people what their taxes are worth through providing amenities and infrastructure that will make the lives of every citizen better as much as possible. There are different races that compose the whole citizenry of the country. They vary and most of them are immigrants and those who were born in this country such as the Hispanics, Asians, and Native Americans among others. All of these mentioned and others compose the minority.

Minorities composed the smaller part of the country’s population. Even though they do not comprise the majority yet all of them need care and attention from the government that the majority does enjoy.

In every country, there will always be a minority group and US is of no exception to that. The country has a multicultural population making it much difficult to address every minority’s needs.

However, the government as a way of helping out the minorities is giving out minority grants. These will aid the minority as a whole or in a specific category with regard to their needs and making their lives a lot better. The government grants will ensure that the people from different race or ethnic background will benefit from the amenities given to the majority group as well.

Minority grants may solve some problems for different groups of people. Needs such as health, education, and housing are just few of the many needs that the minorities would want to have.

Minority grant will be approved if such person or group of people will satisfy the requirements needed. There are some minority grants that are only available to American citizens. Therefore, if you are a foreigner who lives in the country and who would want to avail of a minority grant just ask from the proper agency of the government that handles minority grants.

Minority Grants

>>> Let me show you how to get ,000 Free Government Grant from the US Government as little as 7 days. Click here now!

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Minority Small Business Grants – You Can Get Free Money Too!

Minority Small Business Grants – You Can Get Free Money Too!

Getting grant money to finance a minority small business are simple today. There are a few minorities that will receive certain privileges concerning grants from the government. Sometimes you can find other agencies that along with the government will be able to give you a minority small business grant. And what do you know? If you already have a business operating then receiving a minority small business grant won’t be as much of a challenge.

Come up with a good solid business plan.

Even if you are a minority you will still need an excellent business plan. Sometimes there is an instance where a successful small business owner has been profitable and never wrote a good business plan.

If this is your case, then think of obtaining help from certain experts. Purchase some software to help you set up your business if you’d like. If you have many solutions for everything, it will be easy for you to do the rest. This is very important while obtaining a minority small business grant for yourself.

Minorities opening a business will not get a grant without a compelling business plan that can be successfully operated. Always remember that: you don’t stand a chance without a rock-solid business plan. It’s hard to compete out there.

Think about using free online templates if you need to. There are many effective business plan templates available online. Many of these templates allow you to perform an analysis of break even points and other provide you with meaning financial summaries.

Where to look first?

Your adventure can begin at the Small Business Association. They won’t actually give you grants, but they can guide you to find prospective investors or grantors.

There are a number of organizations searching for new small businesses. (especially owned by minorities) that can really help society. Dedication and returns for the best of community development will open your world to the grant. Go to the website of the SBA to get some key information on minority business grants that are currently available.

Go to Uncle Sam for help.

The United States government happens to be many entrepreneurs’ favorite when it comes to getting grants. The Clinton Administration established the minority small business organization of the present times at the beginning of 1990. Many small businesses are recieving their special program as still they are offering financial aid to them.

The American Federal government does not give grant money to you itself, you have to find some local resources which will make the way out. The states or government agencies/departments are normally allocate the considerable amount of money

If you want free grant money from government agencies, you may get it from their sites. To start, register and fill out an application. You are able to apply for just one or for many different grants. It doesn’t hurt to apply to as many programs as possible. This will increase your odds of getting minority small business grant by multiple folds.

Get your free minority small business grant here today!

Minority Grants

Gil Salazar is a mother who has started her own small business from her home after being awarded a ,000 government grant. To discover how you can get a grant as well, visit iFreeGrants.com today!

Applying for a minority loan is not much different than applying for a regular loan, with the exception of distinct eligibility requirements that are separate from other people. Learn what paperwork requirements are necessary, like business projections and financial statements, when applying for a minority loan with tips from acertified public accountant in this free video on new business financing. Expert: Amber Hill Bio: Amber Hill is a certified public accountant and a partner in several small businesses that she started from the ground up. Filmmaker: Carlye Jones
Minority Grants

If there are so many Government grants for women to start a small business why are they so hard to find??

Question by p_recovery_bot: If there are so many Government grants for women to start a small business why are they so hard to find??
I hear so many times that there are hundreds of different Government or Private Org small business grants for women but have yet to find a legitimate grant or website that is offering grants. And NO the SBA does-not offer grants for New business for women, they offer loans as do regular banks that I could just go to if it were an option. Where are these legitimate grants at??? Thank you for serious answers-

Minority Grants
Best answer:

Answer by imisidro
Grants are hard to find because it is not really true that there are “so many government grants.”

It is hard to find grants to start a business — whether male or female. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for starting a for-profit business.

One possible exception is for companies developing or exporting agricultural goods, including food and forest product. Another exception could be the Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) programs http://www.sba.gov/aboutsba/sbaprograms/sbir/index.html , which fund the research and development of technological innovation that meets specific government needs.

Your best bet actually will be from the states if they offer grant programs for women (or any other special interest groups — minorities, women, disabled, veterans, etc). Or check with non profit organizations, particularly women organizations if they offer grants. Examples include

Iowa Women’s Foundation http://www.iawf.org/
New Mexico Women’s Foundation http://www.nmwf.org/guidelines.html

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/mostrequesteditems/CON_FAQ2.html

“The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.”

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov – these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business — THERE’S NONE.
http://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women’s Business Ownership Assistance that are given to those who will create women’s business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center’s Foundation Grants for Individuals Online http://gtionline.fdncenter.org . It’s a subscription based website (.95 per month) but their opening blurb only says that the database is ideal for “students, artists, academic researchers, libraries and financial aid offices.” Entrepreneurs are apparently not one of them, so I take it they also don’t have listings of private foundations who give grants to would-be entrepreneurs.

Add your own answer in the comments!

Minority Business Loans Can Play A Key Role In Your Financing

Minority Business Loans Can Play A Key Role In Your Financing

Thousands of entrepreneurs seek minority business loans , and many of them succeed. This type of financing is primarily meant for small businesses that are owned wholly or primarily by individuals from an historically under-represented background in commercial lending. These loans are different than grants and can accommodate special types of products including start up loans.


Minority financing was designed and established to help women and minority business owners develop their businesses, although it has become an exclusive opportunity for women belonging to disadvantaged communities. Applicants are privy to funding that is allied with various banks, federal agencies and business development companies. However, unlike minority business grants, these loans have to be repaid.


The loans can be used for various purposes like business upgrades, expansion, purchasing raw material, machinery, furniture, land, recruitment etc. Financing made available to minority applicants helps encourage female and ethnic minority business owners to start their businesses. There are many financing options open to these business owners including loans. A federal agency called the Minority Business Development Agency (MBDA) provides resources and information for like-minded entrepreneurs.


The main priority of the Minority Business Development Agency is to grow and aid development of minority owned businesses through the usage of targeted loans. This organization also controls many Business Development Centers which can assist local business owners with writing business plans and more.


The benefits you gain by using loan arrangement services of the Minority Business Development Agency are:


– Realistic interest rates

– Fast Approvals

– Outstanding knowledge by experts against various loan options

– Reaching a number of lenders with just one application


In order to take advantage of minority offered loans, a borrower has to fulfill the following criteria:


-Borrower can be any individual, sole proprietor or individuals who belong to the minority community

-Loans are available for those who are willing to start a minority business or expand an existing one

-Business endeavors should be physically located in a selected, chiefly minority-occupied region


Obtaining minority loan funding is not a difficult process if the proper research is done. Of utmost importance is that the business has a plan in place before applying for funding. The business plan should include a good overview of how your business is going to make money, and crucial to lenders will be accurate financial details. This plan should include information such as exactly how much capital is needed, and what this capital would be used for. The more detailed you can be, the better your chances of approval for the loan. The lender also wants to know how you plan to pay back the loan.


Having a great business plan is only the beginning; it is also necessary to have business credit scores in place. These scores are different from personal credit scores. However, the credit of the business owner is also taken into consideration. It is just as important to have good business credit scores, as it is to have good personal credit scores.

Minority Grants

Andrew Morris shows you the four secrets of finding first time business loans at http://www.businessloanzen.com

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